Normal retirement for the Plan is the first day following the day you turn age 65.
You may choose early retirement any time after you reach age 55.
You may elect to defer the receipt of all or a portion of the full value of your pension plan account until a date to be specified but in any event no later than December 31st of the year in which you reach age 71. The balance of your pension plan account shall continue to be part of the fund and generate earnings.