Normal retirement for the Plan is the first day following the day you turn age 65.
35 Years of Service
You may choose early retirement if you have completed at least 35 years of pensionable service, regardless of age.
You may choose early retirement any time after you reach age 55, regardless of years of service.
You may elect to defer the receipt of all or a portion of the full value of your pension plan account until a date to be specified but in any event no later than December 31st of the year in which you reach age 71. The balance of your pension plan account shall continue to be part of the fund and generate earnings.